Skip to main content
Payment Options
Donate
Contact Us
My Account Login
My Login
1-800-642-2227
Guidewell Financial Solutions
Search form
Search
Make an Appointment
Navigate the Site
Credit Counseling
Get Started
Tools
Resources
FAQs
Bankruptcy
Get Started
Tools
Resources
FAQs
Pre-file & Pre-Discharge
Returning Bankruptcy Client Login
Housing
Get Started
Tools
Resources
FAQs
Housing Counseling
Financial Coaching
Get Started
Tools
Resources
FAQs
Education
E-Learning Courses
Tools
Learning Center
Consumer Rights
Communities
About Us
Guidewell Financial Brand Transition
Our Services
Qualifications and Certifications
Board of Directors
Leadership
Partners
Location
News Room
Success Stories
Employment Opportunities
Credit Counseling
Bankruptcy
Housing
Financial Coaching
Education
E-Learning Courses
Identity theft
Checking account basics
What’s your credit score
Personal budgeting
Selecting a card
Ready set drive
Affording College
Managing student loans
Financial first steps
Managing student loans
Advice to parents
Preventing foreclosure
Don’t get scammed
Women’s wealth
Understanding reverse mortgages
Preparing for home ownership
Tools
Learning Center
Consumer Rights
Communities
About Us
Payment Options
Donate
Contact Us
My Account Login
My Login
Search form
Search
Home
Education
E-Learning Courses
Managing student loans
E-learning
managing student loans
managing student loans
Table of contents
MANAGING YOUR STUDENT LOANS
Major Public Student Loan Programs
More About PLUS, Perkins, & Private Loans
Student Loan Payment Contacts
When Grace Periods End
Deferment and Forbearance
Standard Repayment Plan
Graduated & Extended Repayment Options
Income-Contingent Repayment Option
Income-Sensitive & Income-Based Repayment
What About Loan Consolidation?
Forgiveness or Cancellation
How Default May Affect You
A Single Second Chance
Bankruptcy or Better
Payment Strategies that Work
Managing Student Loans Quiz
NEXT