We can help you
make a plan to pay down debt
and build financial security
Talk to a credit counselor for free advice
1-800-642-2227
Is it time for a financial health checkup?
Everyone faces challenges on the road to achieving their goals. From major life decisions, like where to live or what to study, down to managing day-to-day expenses, CCCSMD understands that every person’s situation is unique. Our certified, HUD-approved counselors can help you diagnose sources of difficulty, explore your options, and take control of your budget so you and your family thrive.
Debt Repayment Solutions
A certified counselor will review your financial situation and help you make a budget to achieve your goals. Read reviews of how we’ve helped people facing challenges.
Student Loan Counseling
We can help you understand the payment requirements for different types of loans and explore your options.
Bankruptcy
Complete your federally required pre-file and pre-discharge certificates online.
Homebuyer Workshops
Our certified, HUD-approved counselors will support you at every stage of your home-buying journey. Florida down payment assistance programs require in-person workshops, register for a homebuyer workshop.
Housing Solutions
Facing a big housing decision? Financial security starts at home. Together we’ll explore your options to find a solution that’s right for you. In addition to homebuyer education, we offer pre-purchase, foreclosure and reverse mortgage counseling and education.
Financial Health
Find answers to your questions on a wide range of topics and learn how to practice good personal financial management. Read our blog, follow us on social, or sign up to receive helpful financial tips and budget reminders via text or email.
Credit Counseling Locations
Virginia
1545 Crossways Blvd.
Chesapeake, VA 23320
Pennsylvania
1 International Plaza, Suite 550
Philadelphia, PA 19153
New Jersey
309 Fellowship Road, Suite 200
Mt. Laurel, NJ 08054
Florida
618 E. South Street, Suite 500
Orlando, FL 32801
California
1050 Lakes Drive, Suite 225
West Covina, CA 91790
Delaware
Limestone Building
2055 Limestone Rd, Suite 212
Wilmington, DE 19808
Baltimore, Maryland
3816 Edmondson Ave.
Baltimore, MD 21229
Headquarters
757 Frederick Rd, 2nd Floor
Catonsville, MD 21228
