Get Started

Guidewell Financial's certified financial counselors work one-on-one with you to help you get your finances under control. Whether you need a realistic budget, want to improve your credit, learn strategies to help make ends meet, or pay off debt, our goal is to put you on the path toward financial security.

Your privacy is critical to us. We keep everything confidential every step of the way.

How It Works

    • Contact us by phone or online to make an appointment with one of our certified counselors. You can arrange a face-to-face meeting in one of our offices or schedule a phone appointment. We're available day or evening, and we'll tell you what information you should have ready for your counseling session. When you meet, your counselor will review your income, assets, and debt. Together, you'll look at all of your expenses, big and small, and see exactly how you're spending your money.

    • We work with you to decide what you must pay and where you can cut back. We'll help you create a realistic budget based on your after-tax income. The budget will be your monthly plan for paying necessary expenses, reducing debt, and maybe even saving some money. We can suggest lots of ways to adjust your budget.

    • What if you have debt you aren't able to pay off with careful budgeting alone? Our counselors can help you with that, too. They can talk to you about options such as a Debt Management Plan and bankruptcy. We can determine which method of debt resolution is best for you, then guide you through the steps.

    • You can start your counseling online at any time with our Create a Budget/Get Started Online tool. Enter what you spend, and see how your totals compare to what you have budgeted. You can adjust information until you send it to us. After you submit your budget information, a credit counselor will follow up with you to complete your counseling session.

Get Started Online

"My credit counseling session was a life changing experience. Until I sat down to discuss my finances, I hadn't really understood how much I was paying for interest each month on my credit cards."

– Guidewell Financial Client

"Everyone was so kind and caring, very professional and knowledgeable. They gave me confidence that my account would be in good hands."

– Guidewell Financial Client