shopping for a credit card
Credit Card Perks
Credit cards sometimes offer extra rewards. For example, you may receive cash back or airline miles once you spend a certain amount using your credit card. When choosing a card, is this the most important feature to consider?
Yes, because the rewards you receive will lead to great savings.
No, because credit cards that offer these perks always have very high APRs.
Rewards are useful, but only if you pay your full balance each month.
"C" is correct. Interest charges are usually greater than the value you'll receive from perks. So if you don't pay your entire balance each month, these rewards won't result in savings. There may also be other restrictions, such as how you can use travel rewards, airline miles, or roadside assistance.