managing and protecting credit card
Why It's Important to Use Credit Wisely
When used responsibly, credit cards make it possible to build a positive credit history. They also are convenient and provide added protection against loss or defect on many products you may buy.
What happens if you don't use credit cards wisely?
Nothing - everyone has credit problems at one time or another.
It may affect your ability to buy or rent a home.
Other credit card providers will want your business.
"B" is the correct answer. If you use credit unwisely, it will leave you with a lower credit score. This will affect your ability to qualify for future credit or loans. It may even pose a problem when you apply for certain jobs.