investing in your future

Government-Sponsored Savings Programs

U.S. Treasury securities offer another great way to save for the future. “I savings bonds” are a low-risk savings product that earns interest while protecting you from inflation. “EE/E savings bonds” are a secure savings product that pays interest based on the current market rate for up to 30 years. What other programs does the federal government offer investors?

A. Treasury bills (t-bills), bonds, notes, and inflation-protected securities

B. Treasury standard and premium stock subsidy accounts

C. Treasury paramount savings investment accounts

“A” is correct. T-bills are short-term securities with maturities ranging from a few days to 52 weeks. Treasury bonds pay interest every six months and mature in 30 years. Treasury Inflation-Protected Securities (TIPS) are marketable securities whose principal is adjusted by changes in the Consumer Price Index. They pay interest every six months and are issued with five, 10, and 30-year maturities. Go to TreasuryDirect.gov to learn more.