driving smart

Protecting Yourself, Your Car, and Others

If you have a car, you need auto insurance. The more you know the better chance you'll have to pick a policy that's right for you. Car insurance may include several types of coverage. Which of these protects you against damage you cause to other drivers during an accident?

  1. Collision insurance
  2. Liability insurance
  3. Comprehensive insurance

"B" is correct. This insurance covers your liability for injury to other people or their property. Collision insurance covers your car if you're in an accident no matter who is at fault. Comprehensive coverage insures your car against non-collision related incidents like theft, fire, weather, or damage from animals or vandalism.